Terms of Use & Privacy Policy

Terms and Conditions 
====================

Last updated: May 15, 2018

Please read these Terms and Conditions (“Terms”, “Terms and Conditions”)
carefully before using the https://www.stefanochiriaco.com/ website
(the “Service”) operated by Stefano Chiriaco Professional Fitness Ltd (“us”,
“we”, or “our”).

Your access to and use of the Service is conditioned on your acceptance of and
compliance with these Terms. These Terms apply to all visitors, users and
others who access or use the Service.

By accessing or using the Service you agree to be bound by these Terms. If you
disagree with any part of the terms then you may not access the Service.

Purchases 
———

You are encouraged to familiarise yourself with your rights contained within
the Sale of Goods Act 1979, Unfair Contract Terms Act 1977 and the Unfair
Terms in Consumer Contracts Regulations 1999.

If you wish to purchase any product or service made available through the
Service (“Purchase”), you may be asked to supply certain information relevant
to your Purchase including, without limitation, your credit card number, the
expiration date of your credit card, your billing address, and your shipping
information.

You represent and warrant that: (i) you have the legal right to use any credit
card(s) or other payment method(s) in connection with any Purchase; and that
(ii) the information you supply to us is true, correct and complete. You
expressly agree that Stefano Chiriaco Professional Fitness Ltd is not
responsible for any loss or damage arising from the submission of false or
inaccurate information.

By submitting such information, you grant us the right to provide the
information to third parties for purposes of facilitating the completion of
Purchases.

We reserve the right to refuse or cancel your order at any time for certain
reasons including but not limited to: product or service availability, errors
in the description or price of the product or service, error in your order or
other reasons. You expressly agree that Stefano Chiriaco Professional Fitness
Ltd cannot accept any liability for loss or damage arising out of such
cancellation.

We reserve the right to refuse or cancel your order if fraud or an
unauthorised or illegal transaction is suspected.

Availability, Errors and Inaccuracies 
————————————-

We are constantly updating our offerings of products and services on the
Service. The products or services available on our Service may be mispriced,
described inaccurately, or unavailable, and we may experience delays in
updating information on the Service and in our advertising on other web sites.
You expressly agree that any such offer of a product or service does not
constitute a legal offer capable of attracting legal consequences.

We cannot and do not guarantee the accuracy or completeness of any
information, including prices, product images, specifications, availability,
and services. We reserve the right to change or update information and to
correct errors, inaccuracies, or omissions at any time without prior notice.
Section “Availability, Errors and Inaccuracies” is without prejudice to
existing statutory rights.

Accounts 
——–

When you create an account with us, you must provide us information that is
accurate, complete, and current at all times. Failure to do so constitutes a
breach of the Terms, which may result in immediate termination of your account
on our Service.

You are responsible for safeguarding the password that you use to access the
Service and for any activities or actions under your password, whether your
password is with our Service or a third-party service.

You agree not to disclose your password to any third party. You must notify us
immediately upon becoming aware of any breach of security or unauthorized use
of your account.

You may not use as a username the name of another person or entity or that is
not lawfully available for use, a name or trade mark that is subject to any
rights of another person or entity other than you without appropriate
authorization, or a name that is otherwise offensive, vulgar or obscene. You
expressly agree that we cannot be held liable for any loss or damage arising
out of any misrepresentations you make in this regard.

Intellectual Property 
———————

The Service and its original content, features and functionality are and will
remain the exclusive property of Stefano Chiriaco Professional Fitness Ltd and
its licensors. The Service is protected by copyright, trademark, and other
laws of both the United Kingdom and foreign countries. Our trademarks and
trade dress may not be used in connection with any product or service without
the prior written consent of Stefano Chiriaco Professional Fitness Ltd.

Links To Other Web Sites 
————————

Our Service may contain links to third-party web sites or services that are
not owned or controlled by Stefano Chiriaco Professional Fitness Ltd.

Stefano Chiriaco Professional Fitness Ltd has no control over, and assumes no
responsibility for, the content, privacy policies, or practices of any third
party web sites or services. You further acknowledge and agree that Stefano
Chiriaco Professional Fitness Ltd shall not be responsible or liable, directly
or indirectly, for any damage or loss caused or alleged to be caused by or in
connection with use of or reliance on any such content, goods or services
available on or through any such web sites or services.

We strongly advise you to read the terms and conditions and privacy policies
of any third-party web sites or services that you visit.

Termination 
———–

We may terminate or suspend your account immediately, without prior notice or
liability, for any reason whatsoever, including without limitation if you
breach the Terms.

Upon termination, your right to use the Service will immediately cease. If you
wish to terminate your account, you may simply discontinue using the Service.

All provisions of the Terms which by their nature should survive termination
shall survive termination, including, without limitation, ownership
provisions, warranty disclaimers, indemnity and limitations of liability.

Indemnification 
—————

You agree to defend, indemnify and hold harmless Stefano Chiriaco Professional
Fitness Ltd and its licensee and licensors, and their employees, contractors,
agents, officers and directors, from and against any and all claims, damages,
obligations, losses, liabilities, costs or debt, and expenses (including but
not limited to attorney’s fees), resulting from or arising out of a) your use
and access of the Service, by you or any person using your account and
password, or b) a breach of these Terms.

Limitation Of Liability 
———————–

In no event shall Stefano Chiriaco Professional Fitness Ltd, nor its
directors, employees, partners, agents, suppliers, or affiliates, be liable
for any indirect, incidental, special, consequential or punitive damages,
including without limitation, loss of profits, data, use, goodwill, or other
intangible losses, resulting from (i) your access to or use of or inability to
access or use the Service; (ii) any conduct or content of any third party on
the Service; (iii) any content obtained from the Service; and (iv)
unauthorized access, use or alteration of your transmissions or content,
whether based on warranty, contract, tort (including negligence) or any other
legal theory, whether or not we have been informed of the possibility of such
damage, and even if a remedy set forth herein is found to have failed of its
essential purpose.

Disclaimer 
———-

Your use of the Service is at your sole risk. The Service is provided on an
“AS IS” and “AS AVAILABLE” basis. The Service is provided without warranties
of any kind, whether express or implied, including, but not limited to,
implied warranties of merchantability, fitness for a particular purpose, non-
infringement or course of performance.

Stefano Chiriaco Professional Fitness Ltd its subsidiaries, affiliates, and
its licensors do not warrant that a) the Service will function uninterrupted,
secure or available at any particular time or location; b) any errors or
defects will be corrected; c) the Service is free of viruses or other harmful
components; or d) the results of using the Service will meet your
requirements.

Exclusions 
———-

Without limiting the generality of the foregoing and notwithstanding any other
provision of these terms, under no circumstances will Stefano Chiriaco
Professional Fitness Ltd ever be liable to you or any other person for any
indirect, incidental, consequential, special, punitive or exemplary loss or
damage arising from, connected with, or relating to your use of the Service,
these Terms, the subject matter of these Terms, the termination of these Terms
or otherwise, including but not limited to personal injury, loss of data,
business, markets, savings, income, profits, use, production, reputation or
goodwill, anticipated or otherwise, or economic loss, under any theory of
liability (whether in contract, tort, strict liability or any other theory or
law or equity), regardless of any negligence or other fault or wrongdoing
(including without limitation gross negligence and fundamental breach) by
Stefano Chiriaco Professional Fitness Ltd or any person for whom Stefano
Chiriaco Professional Fitness Ltd is responsible, and even if Stefano Chiriaco
Professional Fitness Ltd has been advised of the possibility of such loss or
damage being incurred.

Governing Law 
————-

These Terms shall be governed and construed in accordance with the laws of
England and Wales, without regard to its conflict of law provisions.

Our failure to enforce any right or provision of these Terms will not be
considered a waiver of those rights. If any provision of these Terms is held
to be invalid or unenforceable by a court, the remaining provisions of these
Terms will remain in effect. These Terms constitute the entire agreement
between us regarding our Service, and supersede and replace any prior
agreements we might have between us regarding the Service.

Changes 
——-

We reserve the right, at our sole discretion, to modify or replace these Terms
at any time. If a revision is material we will try to provide at least 30 days
notice prior to any new terms taking effect. What constitutes a material
change will be determined at our sole discretion.

By continuing to access or use our Service after those revisions become
effective, you agree to be bound by the revised terms. If you do not agree to
the new terms, you must stop using the service.

Privacy Policy and Cookie Policy 
——————————–

Please refer to our Privacy Policy and Cookies Policy. You agree that they
constitute part of these terms. You must read our Privacy Policy and Cookies
Policy before you use the Service.

Contact Us
———-

If you have any questions about these Terms, please contact us.

Privacy Policy 
==============

Effective date: May 15, 2018

Stefano Chiriaco Professional Fitness Ltd (“us”, “we”, or “our”) operates the
http://stefanochiriaco.com/ website (the “Service”).

This page informs you of our policies regarding the collection, use, and
disclosure of personal data when you use our Service and the choices you have
associated with that data.

We use your data to provide and improve the Service. By using the Service, you
agree to the collection and use of information in accordance with this policy.
Unless otherwise defined in this Privacy Policy, terms used in this Privacy
Policy have the same meanings as in our Terms and Conditions, accessible from
http://stefanochiriaco.com/.

Definitions 
———–

* Service

Service is the http://stefanochiriaco.com/ website operated
by Stefano Chiriaco Professional Fitness Ltd

* Personal Data

Personal Data means data about a living individual who can be identified
from those data (or from those and other information either in our
possession or likely to come into our possession).

* Usage Data

Usage Data is data collected automatically either generated by the use of
the Service or from the Service infrastructure itself (for example, the
duration of a page visit).

* Cookies

Cookies are small pieces of data stored on your device (computer or mobile
device).

* Data Controller

Data Controller means the natural or legal person who (either alone or
jointly or in common with other persons) determines the purposes for which
and the manner in which any personal information are, or are to be,
processed.

For the purpose of this Privacy Policy, we are a Data Controller of your
Personal Data.

* Data Processors (or Service Providers)

Data Processor (or Service Provider) means any natural or legal person who
processes the data on behalf of the Data Controller.

We may use the services of various Service Providers in order to process
your data more effectively.

* Data Subject (or User)

Data Subject is any living individual who is using our Service and is the
subject of Personal Data.

Information Collection And Use 
——————————

We collect several different types of information for various purposes to
provide and improve our Service to you.

Types of Data Collected 
~~~~~~~~~~~~~~~~~~~~~~~

Personal Data 
*************

While using our Service, we may ask you to provide us with certain personally
identifiable information that can be used to contact or identify you
(“Personal Data”). Personally identifiable information may include, but is not
limited to:

* Email address
* First name and last name
* Phone number
* Address, State, Province, ZIP/Postal code, City
* Cookies and Usage Data

We may use your Personal Data to contact you with newsletters, marketing or
promotional materials and other information that may be of interest to you.
You may opt out of receiving any, or all, of these communications from us by
following the unsubscribe link or instructions provided in any email we send.

Usage Data 
**********

We may also collect information how the Service is accessed and used (“Usage
Data”). This Usage Data may include information such as your computer’s
Internet Protocol address (e.g. IP address), browser type, browser version,
the pages of our Service that you visit, the time and date of your visit, the
time spent on those pages, unique device identifiers and other diagnostic
data.

Tracking & Cookies Data 
************

We use cookies and similar tracking technologies to track the activity on our
Service and hold certain information.

Cookies are files with small amount of data which may include an anonymous
unique identifier. Cookies are sent to your browser from a website and stored
on your device. Tracking technologies also used are beacons, tags, and scripts
to collect and track information and to improve and analyze our Service.

You can instruct your browser to refuse all cookies or to indicate when a
cookie is being sent. However, if you do not accept cookies, you may not be
able to use some portions of our Service.

Examples of Cookies we use:

* Session Cookies. We use Session Cookies to operate our Service.
* Preference Cookies. We use Preference Cookies to remember your preferences
and various settings.
* Security Cookies. We use Security Cookies for security purposes.

Use of Data 
———–

Stefano Chiriaco Professional Fitness Ltd uses the collected data for various
purposes:

* To provide and maintain our Service
* To notify you about changes to our Service
* To allow you to participate in interactive features of our Service when
you choose to do so
* To provide customer support
* To gather analysis or valuable information so that we can improve our
Service
* To monitor the usage of our Service
* To detect, prevent and address technical issues
* To provide you with news, special offers and general information about
other goods, services and events which we offer that are similar to those
that you have already purchased or enquired about unless you have opted
not to receive such information

Legal Basis for Processing Personal Data Under General Data Protection
Regulation (GDPR)
—————————————————————————————-

If you are from the European Economic Area (EEA), Stefano Chiriaco
Professional Fitness Ltd legal basis for collecting and using the personal
information described in this Privacy Policy depends on the Personal Data we
collect and the specific context in which we collect it.

Stefano Chiriaco Professional Fitness Ltd may process your Personal Data
because:

* We need to perform a contract with you
* You have given us permission to do so
* The processing is in our legitimate interests and it’s not overridden by
your rights
* For payment processing purposes
* To comply with the law

Retention of Data 
—————–

Stefano Chiriaco Professional Fitness Ltd will retain your Personal Data only
for as long as is necessary for the purposes set out in this Privacy Policy.
We will retain and use your Personal Data to the extent necessary to comply
with our legal obligations (for example, if we are required to retain your
data to comply with applicable laws), resolve disputes, and enforce our legal
agreements and policies.

Stefano Chiriaco Professional Fitness Ltd will also retain Usage Data for
internal analysis purposes. Usage Data is generally retained for a shorter
period of time, except when this data is used to strengthen the security or to
improve the functionality of our Service, or we are legally obligated to
retain this data for longer time periods.

Transfer Of Data 
—————-

Your information, including Personal Data, may be transferred to — and
maintained on — computers located outside of your state, province, country or
other governmental jurisdiction where the data protection laws may differ than
those from your jurisdiction.

If you are located outside United Kingdom and choose to provide information to
us, please note that we transfer the data, including Personal Data, to United
Kingdom and process it there.

Your consent to this Privacy Policy followed by your submission of such
information represents your agreement to that transfer.

Stefano Chiriaco Professional Fitness Ltd will take all steps reasonably
necessary to ensure that your data is treated securely and in accordance with
this Privacy Policy and no transfer of your Personal Data will take place to
an organization or a country unless there are adequate controls in place
including the security of your data and other personal information.

Disclosure Of Data 
——————

Legal Requirements 
~~~~~~~~~~~~~~~~~~

Stefano Chiriaco Professional Fitness Ltd may disclose your Personal Data in
the good faith belief that such action is necessary to:

* To comply with a legal obligation
* To protect and defend the rights or property of Stefano Chiriaco
Professional Fitness Ltd
* To prevent or investigate possible wrongdoing in connection with the
Service
* To protect the personal safety of users of the Service or the public
* To protect against legal liability

Security Of Data 
—————-

The security of your data is important to us, but remember that no method of
transmission over the Internet, or method of electronic storage is 100%
secure. While we strive to use commercially acceptable means to protect your
Personal Data, we cannot guarantee its absolute security.

Your Data Protection Rights Under General Data Protection Regulation (GDPR) 
—————————————————————————

If you are a resident of the European Economic Area (EEA), you have certain
data protection rights. Stefano Chiriaco Professional Fitness Ltd aims to take
reasonable steps to allow you to correct, amend, delete, or limit the use of
your Personal Data.

If you wish to be informed what Personal Data we hold about you and if you
want it to be removed from our systems, please contact us.

In certain circumstances, you have the following data protection rights:

* The right to access, update or to delete the information we have on you.
Whenever made possible, you can access, update or request deletion of your
Personal Data directly within your account settings section. If you are
unable to perform these actions yourself, please contact us to assist you.

* The right of rectification. You have the right to have your information
rectified if that information is inaccurate or incomplete.

* The right to object. You have the right to object to our processing of
your Personal Data.

* The right of restriction. You have the right to request that we restrict
the processing of your personal information.

* The right to data portability. You have the right to be provided with a
copy of the information we have on you in a structured, machine-readable
and commonly used format.

* The right to withdraw consent. You also have the right to withdraw your
consent at any time where Stefano Chiriaco Professional Fitness Ltd relied
on your consent to process your personal information.

Please note that we may ask you to verify your identity before responding to
such requests.

You have the right to complain to a Data Protection Authority about our
collection and use of your Personal Data. For more information, please contact
your local data protection authority in the European Economic Area (EEA).

Service Providers 
—————–

We may employ third party companies and individuals to facilitate our Service
(“Service Providers”), to provide the Service on our behalf, to perform
Service-related services or to assist us in analyzing how our Service is used.

These third parties have access to your Personal Data only to perform these
tasks on our behalf and are obligated not to disclose or use it for any other
purpose.

Analytics 
~~~~~~~~~

We may use third-party Service Providers to monitor and analyze the use of our
Service.

* Google Analytics

Google Analytics is a web analytics service offered by Google that tracks
and reports website traffic. Google uses the data collected to track and
monitor the use of our Service. This data is shared with other Google
services. Google may use the collected data to contextualize and
personalize the ads of its own advertising network.

You can opt-out of having made your activity on the Service available to
Google Analytics by installing the Google Analytics opt-out browser add-
on. The add-on prevents the Google Analytics JavaScript (ga.js,
analytics.js, and dc.js) from sharing information with Google Analytics
about visits activity.

For more information on the privacy practices of Google, please visit the
Google Privacy & Terms web page:
<http://www.google.com/intl/en/policies/privacy/>

Behavioral Remarketing 
~~~~~~~~~~~~~~~~~~~~~~

Stefano Chiriaco Professional Fitness Ltd uses remarketing services to
advertise on third party websites to you after you visited our Service. We and
our third-party vendors use cookies to inform, optimize and serve ads based on
your past visits to our Service.

* Facebook

Facebook remarketing service is provided by Facebook Inc.

You can learn more about interest-based advertising from Facebook by
visiting this page: <https://www.facebook.com/help/164968693837950>

To opt-out from Facebook’s interest-based ads follow these instructions
from Facebook: <https://www.facebook.com/help/568137493302217>

Facebook adheres to the Self-Regulatory Principles for Online Behavioral
Advertising established by the Digital Advertising Alliance. You can also
opt-out from Facebook and other participating companies through the
Digital Advertising Alliance in the USA
<http://www.aboutads.info/choices/>, the Digital Advertising Alliance of
Canada in Canada <http://youradchoices.ca/> or the European Interactive
Digital Advertising Alliance in Europe <http://www.youronlinechoices.eu/>,
or opt-out using your mobile device settings.

For more information on the privacy practices of Facebook, please visit
Facebook’s Data Policy: <https://www.facebook.com/privacy/explanation>

Payments 
~~~~~~~~

We may provide paid products and/or services within the Service. In that case,
we use third-party services for payment processing (e.g. payment processors).

We will not store or collect your payment card details. That information is
provided directly to our third-party payment processors whose use of your
personal information is governed by their Privacy Policy. These payment
processors adhere to the standards set by PCI-DSS as managed by the PCI
Security Standards Council, which is a joint effort of brands like Visa,
Mastercard, American Express and Discover. PCI-DSS requirements help ensure
the secure handling of payment information.

The payment processors we work with are:

* Stripe

Their Privacy Policy can be viewed at <https://stripe.com/us/privacy>

Links To Other Sites 
——————–

Our Service may contain links to other sites that are not operated by us. If
you click on a third party link, you will be directed to that third party’s
site. We strongly advise you to review the Privacy Policy of every site you
visit.

We have no control over and assume no responsibility for the content, privacy
policies or practices of any third party sites or services.

Children’s Privacy 
——————

Our Service does not address anyone under the age of 18 (“Children”).

We do not knowingly collect personally identifiable information from anyone
under the age of 18. If you are a parent or guardian and you are aware that
your Children has provided us with Personal Data, please contact us. If we
become aware that we have collected Personal Data from children without
verification of parental consent, we take steps to remove that information
from our servers.

Changes To This Privacy Policy 
——————————

We may update our Privacy Policy from time to time. We will notify you of any
changes by posting the new Privacy Policy on this page.

We will let you know via email and/or a prominent notice on our Service, prior
to the change becoming effective and update the “effective date” at the top of
this Privacy Policy.

You are advised to review this Privacy Policy periodically for any changes.
Changes to this Privacy Policy are effective when they are posted on this
page.

Contact Us 
———-

If you have any questions about this Privacy Policy, please contact us:

* By email: Stefano@stefanochiriaco.com

Refund Policy 

———-—-

None of our programmes or payments are refundable unless it falls under our 30 day conditional money back guarantee (if offered on a particular programme) in the unlikely event that you do not get any results, to qualify for this you must adhere to all programme recommendations (specific to that programme) and be responsive to your coach, the terms will be specified in your agreement which will be signed prior to any services commencing.